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Sr. Back-End Engineer

🏢 Zingo 🇺🇸 Carlsbad, CA, US 🕑 April 04

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Zingo enables individuals to increase and maintain their credit score for free through the submission ofnon-traditional payment histories and reoccurring payment streams to the major credit bureaus. By simply signing-up on our Zingo™ website, consumers are now able to rapidly demonstrate their credit-worthiness to banks, credit unions, insurance companies, future employers, and/or any entity that uses credit reports and credit scores to make internal decisions.

Currently, non-traditional reoccurring payments and histories – such as monthly rent, utilities, health insurance, membership dues, and cell phone bills – do not appear on credit reports (or in credit scores) for the clear majority of individuals; and, thus have no impact upon their overall credit profile. Through established relationships with the largest credit bureaus in the nation, our company can apply these non-traditional serial payments and histories to individual credit profiles. This, in turn, rapidly increases their credit score.

We take on hard engineering problems around scalability, security and financial safety to help our customers improve and maintain a higher credit profile. This is where you come in - you’ll work closely with product, customer success, and design teams to build features that our customers want. You’ll collaborate with a wide variety of engineering and non-engineering teams to add new digital assets, build trust and safety features, and design credit reporting infrastructure. If you’re excited about building and scaling financial systems with highest security standards, we should talk.

A little about us: we’re a full-stack product team with experts in frontend, backend, product, and design. We care deeply about our tools - we’ve built out a proprietary platform infrastructure, Laravel 5.4/PHP. Microservice based architecture. Currently 2 microservices. One microservice handles all front facing consumer portal. Next microservice handles payment related tasks. Further tech stack: Front End: BootStrap 4, Vue.js, jQuery, Sass; Database: MySQL, Redis; Server: nginx; DevOps: BitBucket, Docker, npm, composer, Grunt, PhpStorm, Sentry, Envoyer, Forge; Utilities: SendGrid, Twilio, Elastic Search, Plaid, IdentyVerification.

We value positive energy, continuous learning, and clear communication and are committed to building an inclusive environment for people from every background. Responsibilities • Design, build, and maintain backend services which help with identity verification, payment verification, credit reporting, credit scoring. • Articulate a long term vision for maintaining and scaling our backend systems. • Work with engineers, product managers and senior leadership to turn our product and technical vision into a tangible roadmap every quarter. • Add positive energy in every meeting, and make your coworkers feel included in every interaction. Requirements • You have at least 4 years of experience in software engineering. • You’ve designed, built, scaled and maintained production services, and know how to compose a service oriented architecture. • You write high quality, well tested code to meet the needs of your customers. •Nice to Haves • You’ve built systems in the finance and security space. We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.


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